Pay the World: Jammber Unveils Mozaic, the First Truly Global, Radically Efficient Payment Platform for the Creator Economy 25 May 2022
Mozaic–formerly Jammber SplitPay–will radically improve payment for the world's co-creation economy.
The creator economy is global. It's highly collaborative, both in making and in sharing the proceeds.
You would never guess it by the payment tools out there. At a moment when people creating together has become more common and more potentially lucrative than ever, creators are still stuck manually paying collaborators via peer-to-peer apps, drawing up clunky ad-hoc agreements, and dropping huge fees on cross-border payments.
Jammber, the Nashville- and Chicago-based creator tools innovators, have taken their mission to democratize music creation and distribution to the broader world of creators. Their SplitPay platform is now Mozaic, a next-generation mobile-first way to split payments, build smart contracts, and pay people fast and cheaply in hundreds of countries and currencies.
"Our vision is clear," explains Jammber co-founder and CEO Marcus Cobb. "We want to bring the power of smart contracts and global payments to everyone by making them exceedingly easy to use. A huge drawback of typical smart contracts is their very technical nature and confinement to specific blockchains. By introducing visually designed contracts anyone can use with seamless support for crypto and fiat currencies, we have built a payment platform that does what creators actually need in one place."
Available in English, Spanish and French, Mozaic offers payment options in 135 global currencies in more than 199 countries. Mozaic will look for cross-border payment providers, then suggest which method has the lowest fees and best value for the payee's local market. Mozaic's fee structure (1.75% plus a very small fee, with an available cap of $15 to $25 per transaction) makes it the fastest and least expensive way to send money around the world thanks in part to Jammber's banking operations in Canada, the United Kingdom, Australia, and Japan.
To start, Mozaic is rolling out partnerships with major distribution platforms, vying to replace clunky one-off systems like PayPal with its API. It will be integrated into widely used entertainment industry enterprise software, as well as large DIY platforms. More partnerships, currencies (fiat and crypto), features, and options will be rolling out over the coming months.
Jammber distilled their vision for better creator payment tools thanks to a decade of work transforming payment in the music business, where a single track could have dozens of people who get a slice of the royalties. Before Jammber, artists and producers often had to track royalties using spreadsheets or other awkward methods. Jammber solved this many-stepped and cumbersome process by offering an elegant, all-in-one solution. With Mozaic, any creator can invite collaborators to the platform, build contracts (by adding items like split agreements, track expenses and more), import sales data, and automate revenue payments, all in a matter of minutes.
"There's huge need for Mozaic," says Rachel Knepp, co-founder and SVP Growth, "as there's huge variation between creators. Some need to pay out tens of thousands of dollars monthly. Some need to get $5 to a collaborator once a quarter. For some projects, everyone's in Toronto. For others, they're scattered across ten timezones. Our transaction fees for creators are low by design. We built a tool that works for all, one honed over years of paying out royalty splits for our artist users and B2B customers."
Current SplitPay users won't have to worry that their beloved features are going away–Mozaic will continue to charge no monthly or recurring fees, with clients only paying by the transaction.
It's all part of Jammber's continued focus on artists and creators and on empathetic design and simplicity. "We truly understand the creative process and how artists and creators work together," says Cobb. "We want to be the way creators pay out the billions they are earning collectively, no matter where they are."
NEWS & PRESS
BBC Radio 2 listeners to vote for Your Ultimate 80s Duet
The 1980s saw some of the world's best loved popstars unite to create some of the most magical and much-loved duets ever made. Today (7th July), Scott Mills on the Radio 2 Breakfast show and BBC Sounds announced voting has opened for Your...more
AIF calls for Competition and Markets Authority to investigate Live Nation
Live Nation could be held responsible for engaging in anti-competitive behaviour, according to AIF analysis. The Association of Independent Festivals (AIF) has called for an investigation into Live Nation from the UK's Competition and Markets Authority. The trade body recently provided evidence...more
LIVE Awards 2025
Category Nominations Now Open Tom Ward is the new host of the LIVE Awards 2025 The annual LIVE Awards, which will take place on Wednesday December 10th at Troxy in East London, has announced a new host for 2025. Tom Ward is an...more
Brazilian music superstar Alok signs global publishing deal with BMG
GRAMMY-nominated Brazilian music superstar and philanthropist ALOK has signed a global publishing agreement with BMG.A leading figure in dance music, ALOK is best known for his hit singles "Hear Me Now," "Deep Down," "Lua," and chart-topping collaborations with John Legend,...more
Independent music company CEOs around the world call for end to further anti-competitive, consolidation attempts in the music industry
Hundreds of independent record labels and trade associations have raised significant concerns about Universal Music Group's acquisition of Downtown Music Holdings. Deal is the latest in a line of serial acquisitions from UMG in the independent sector Together they have signed an...more
Tickets For Good announces launch of Belgian business at Wallifornia, opens £3m funding round
The Wallifornia Conference Startups alumni returns to reveal latest expansion news. TfG recipients include some 500k registered healthcare workers, teachers, and charity workers across UK, EU and U.S. It's distributed 1million+ free and discounted tickets from 1,000+ live event partners, including Dua...more
Lewis Capaldi surprises fans in London's Covent Garden to launch 'Room to Reflect' meditation booth with TikTok
SCOTTISH SUPERSTAR PARTNERS WITH TIKTOK TO ENCOURAGE THE NATION TO TAKE A MOMENT TO RESET FROM EVERYDAY LIFE The ‘Room to Reflect’ experience was narrated by Lewis Capaldi, offering a sanctuary from the London daily grind to meditate and escape the...more
Beatport Live Launches 'The Block'
A Touring Container Stage Spotlighting Emerging DJs at Junction 2, Creamfields, and The Prospect Building Over the last five years, more than 400 nightclubs have closed in Britain and Beatport recognises the urgent need to offer more than just a digital...more
BDi Music signs exclusive worldwide publishing deal with Paige Bea
Bea is a sought after musician, songwriter, DJ and emerging producer. BDi Music has signed artist and songwriter Paige Bea to an exclusive worldwide publishing deal. Paige Bea is a London-born musician, songwriter, DJ and emerging producer. Originally trained as an opera...more
Bandcamp Daily's Summer 2025 Hotlist Spotlights Its Most Anticipated New Releases
Open Mike Eagle, Wet Leg, Kokoroko, Alex G, Susumu Yokota and more are all featured in the Summer 2025 Hotlist Bandcamp Daily, the editorial arm of the world’s largest online music marketplace and community, has released its 2025 Summer Hotlist, a curated collection...more
Universal Music Greater China announces strategic global alliance with "Godfather of Mandarin R&B" David Tao and his company Great Entertainment
Universal Music Group to Release David Tao’s New Studio Album STUPID POP SONGS, with Physical Pre-Orders Opening Soon Universal Music Greater China (UMGC), a division of Universal Music Group (UMG), the world leader in music-based entertainment, today announced a strategic global...more
David Bowie Centre - V&A Announces More Detail, plus The Last Dinner Party and Nile Rodgers
From guest-curated displays to unrealised projects, the V&A announces new details on the David Bowie Centre - opening at the V&A East Storehouse on 13 September 2025 A new home for David Bowie's archive – V&A East Storehouse's David Bowie Centre – gets...more
WMA announces expansion of UK & European Publicity, Social and Marketing Divisions
Andy Saiker appointed as Head of PR, Social & Marketing (UK & Europe) Global digital marketing and creative agency, WMA are delighted to announce the appointment of Andy Saiker as Head of PR, Social and Marketing (UK & Europe), effective immediately....more
Tems Launches The Leading Vibe Initiative, Empowering the Next Generation of Women in Music
APPLICATION DEADLINE THIS JULY 13TH Two-time GRAMMY® Award-winning singer, songwriter, and producer, Tems announces today the launch of the Leading Vibe Initiative, a groundbreaking platform designed to support, connect and amplify young women in music across Africa, with a vision to...more
WeAre8 Announces 8fest: The World's First Social Media Music Festival, curated by industry insiders
The next generation of music talent is about to transform your social feed experience. WeAre8, the social media bringing social and economic freedom to artists worldwide, today unveils 8fest - a global, three-day virtual festival running next week from11-13 July 2025,...more
The Money Trench - The Music Industry Podcast celebrates its first anniversary with two new headline sponsors
The podcast curated by Mark Sutherland and executive producer Mike Walsh will launch its 50th episode with the support of SoundOn and Tixel The Money Trench – The Music Industry Podcast with Mark Sutherland (‘TMT’), is celebrating its first anniversary with...more
Cyanite and ON AIR strengthen partnership to deliver AI-driven insights for playlist curation in MusicMaster Scheduling
To redefine music programming for broadcasters and audio platforms, ON AIR has integrated Cyanite's industry-leading AI music tagging into the familiar MusicMaster Scheduling environment. This collaboration unlocks entirely new, data-driven pathways for playlist curation, helping radio stations and content creators...more
Warner Music buys Skorpioni Music's catalogue
Independent label's strong legacy in Finnish music will endure Warner Music Finland has bought the catalog of renowned independent record company Skorpioni, which had announced earlier this year that it would be ceasing operations. This is a significant transition in the local...more
Bauer Media Audio Appoints Paul Eldon as Director of Measurement
Bauer Media Audio has appointed Paul Eldon as Director of Measurement, reinforcing its commitment to innovation and trust in audio measurement across all its markets. Paul brings over 15 years of experience in media measurement, audience analytics and advertising technology. He...more
Music industry unites to raise over £715,000 for Nordoff and Robbins Music Therapy at O2 Silver Clef awards
David Gilmour, Sophie Ellis-Bextor, Mika, The Last Dinner Party, The Corrs, Chase & Status and more honoured at glittering evening ceremony at JW Marriott Grosvenor House The UK music industry joined together tonight to honour some of its most iconic and...more
The Beatles' Apple Corps Ltd. Announces Tom Greene as New CEO
Today, Apple Corps Ltd. announces the appointment of Tom Greene as Chief Executive Officer, effective September 2025. Since 1968, Apple Corps Ltd. has overseen The Beatles’ creative and business interests. During that time The Beatles – John Lennon, Paul McCartney, George...more
Tees Reborn: Bravado's Radical Upcycling Project Aims to Thread a Greener Future for Merch Business
More than 400,000 leftover tour t-shirts will be respun into new items and sold on tours this fall Bravado, the world's leading artist merchandise and lifestyle company, announced today the launch of an ambitious program to upcycle obsolete or unsold t-shirts...more
BandLab Expands Licensing Platform to Connect Artists and Rights Holders to AI Companies, Opening the Door to Legal AI Music Models
BandLab, the world's largest social music creation platform, today announced a major expansion of BandLab Licensing (licensing.bandlab.com), introducing a structure with clear guidelines that allows artists, labels, and publishers to signal interest in licensing their music to train AI models....more
Warner Music Group and Bain Capital announce launch of joint venture to invest up to $1.2 billion in iconic music catalogs
Warner Music Group (NASDAQ: WMG), the global music entertainment company, and Bain Capital, a leading global private investment firm, are launching a joint venture to allow for the purchase of up to $1.2 billion of legendary music catalogs across both recorded music...more
Chrysalis Records announces Tina McBye as Senior Vice President, Commercial Music Operations
Chrysalis Records, which is part of the Reservoir group of companies, has announced the promotion of Tina McBye to the position of Senior Vice President, Commercial Music Operations. Based in the company’s London offices Tina will report directly to Alison Wenham,...more
BRIT School Chair of Trustees Josh Berger CBE Hosts Fundraiser Event at Ronnie Scott's for the UK's leading free Arts School
Current and former students staged a showcase - representing all areas of the creative industries from dance and music to spoken word and musical theatre. Former student and Ivor Novello award winning songwriter, Dan Gillespie Sells performed, and newly graduated rising...more
RSA announces David Joseph CBE as new Chief Executive Officer
Former Chairman and CEO of Universal Music UK to lead Royal Society of Arts into bold new future The Royal Society of Arts (RSA) is delighted to announce the appointment of David Joseph CBE as its new CEO. David will formally...more
Exclusive after show tickets released for sold-out Ladies Who Rock event
In addition, an online auction offers chance to win works from top contemporary artists, as well as film memorabilia, and VIP experiences Now in its 5th year, Ladies Who Rock fundraiser which takes place on 10 July at Hotel Café Royal...more
TikTok and Tomorrowland announce a global partnership to bring the best of electronic music to global audiences
TikTok today announces a new partnership deal with Tomorrowland (7m followers), the world-famous electronic dance music festival, to deliver unprecedented digital festival experiences for global music fans. The new wide-ranging, year-long partnership will see TikTok serve as Tomorrowland's Official Content Partner, offering 24/7 festival...more
The UK's Official biggest songs and albums of 2025 so far revealed
Alex Warren overtakes Lola Young to land the biggest single of the year so far with Ordinary (OCC)Sam Fender scoops the biggest new album release of 2025 Sabrina Carpenter's Short N' Sweet deluxe edition and UK tour keeps her in front in...more
THE HEADLINES
In the post-music streaming era, do artists and labels give too much away? (see Comment)
Songwriters ‘missing millions in royalties from more than 100,000 UK gigs’ (see News)
Merck Mercuriadis plots comeback with Hipgnosis remix (see Business)
V&A East Storehouse to open the David Bowie Centre (see News)
ESCA calls on the EU to block Universal Music’s deal to buy Downtown (see News)
Virgin Music CEOs push back against critics of Downtown Music deal (see News)
Record labels are running on empty (see Opinion)
AI music is going viral, but it’s not what fans want (see Comment)
The Velvet Sundown may be the first breakout AI band from Suno (see Digital)
Amid cuts, WMG to "continue to supercharge our capabilities in long-term artist, songwriter, and catalog development" (see Business)
WIN CEO writes to European Commission Vice-President over Universal's acquisition of Downtown (see Comment)
If Spotify truly champions discovery, it should champion fair compensation from the first stream (see Comment)
Selected Glastonbury coverage (see News, Features, Showbiz, Reviews)
Streaming is both retail and radio – it shouldn’t be (see Comment)
Impala’s Helen Smith on UMG's planned Downtown acquisition (see Comment)
Retiring Arista CEO David Massey shares his top 10 career highlights (see Features)
Budweiser’s royalty loophole ad: How AI and social have changed the value of creators (see Comment)
When did making music get so lonely? (see Comment)