Mozaic–formerly Jammber SplitPay–will radically improve payment for the world's co-creation economy.

The creator economy is global. It's highly collaborative, both in making and in sharing the proceeds.

You would never guess it by the payment tools out there. At a moment when people creating together has become more common and more potentially lucrative than ever, creators are still stuck manually paying collaborators via peer-to-peer apps, drawing up clunky ad-hoc agreements, and dropping huge fees on cross-border payments.

Jammber, the Nashville- and Chicago-based creator tools innovators, have taken their mission to democratize music creation and distribution to the broader world of creators. Their SplitPay platform is now Mozaic, a next-generation mobile-first way to split payments, build smart contracts, and pay people fast and cheaply in hundreds of countries and currencies.

"Our vision is clear," explains Jammber co-founder and CEO Marcus Cobb. "We want to bring the power of smart contracts and global payments to everyone by making them exceedingly easy to use. A huge drawback of typical smart contracts is their very technical nature and confinement to specific blockchains. By introducing visually designed contracts anyone can use with seamless support for crypto and fiat currencies, we have built a payment platform that does what creators actually need in one place."

Available in English, Spanish and French, Mozaic offers payment options in 135 global currencies in more than 199 countries. Mozaic will look for cross-border payment providers, then suggest which method has the lowest fees and best value for the payee's local market. Mozaic's fee structure (1.75% plus a very small fee, with an available cap of $15 to $25 per transaction) makes it the fastest and least expensive way to send money around the world thanks in part to Jammber's banking operations in Canada, the United Kingdom, Australia, and Japan.

To start, Mozaic is rolling out partnerships with major distribution platforms, vying to replace clunky one-off systems like PayPal with its API. It will be integrated into widely used entertainment industry enterprise software, as well as large DIY platforms. More partnerships, currencies (fiat and crypto), features, and options will be rolling out over the coming months.

Jammber distilled their vision for better creator payment tools thanks to a decade of work transforming payment in the music business, where a single track could have dozens of people who get a slice of the royalties. Before Jammber, artists and producers often had to track royalties using spreadsheets or other awkward methods. Jammber solved this many-stepped and cumbersome process by offering an elegant, all-in-one solution. With Mozaic, any creator can invite collaborators to the platform, build contracts (by adding items like split agreements, track expenses and more), import sales data, and automate revenue payments, all in a matter of minutes. 

"There's huge need for Mozaic," says Rachel Knepp, co-founder and SVP Growth, "as there's huge variation between creators. Some need to pay out tens of thousands of dollars monthly. Some need to get $5 to a collaborator once a quarter. For some projects, everyone's in Toronto. For others, they're scattered across ten timezones. Our transaction fees for creators are low by design. We built a tool that works for all, one honed over years of paying out royalty splits for our artist users and B2B customers."

Current SplitPay users won't have to worry that their beloved features are going away–Mozaic will continue to charge no monthly or recurring fees, with clients only paying by the transaction. 
It's all part of Jammber's continued focus on artists and creators and on empathetic design and simplicity. "We truly understand the creative process and how artists and creators work together," says Cobb. "We want to be the way creators pay out the billions they are earning collectively, no matter where they are." 

28 Sep 2023 | Press release

Sony Music UK & Ireland COO, Nicola Tuer, will be leaving the business for family reasons at the end of September

Nicola's career at Sony Music UK spans nearly 30 years, steadily rising from the sales department to being appointed Sony's first female Chief Operating Officer in 2014 – making her one of the most senior women in the UK music industry for many...more

28 Sep 2023 | Press release

IFPI launches four new music charts in Egypt, Saudi Arabia, UAE, and North Africa

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28 Sep 2023 | Press release

UK Music Video Awards 2023: Nominations revealed ahead of awards ceremony on 26 October

HARRY STYLES & METTE LEAD THE FIELD IN THE ANNUAL CELEBRATION OF GLOBAL MUSIC VIDEO CREATIVITY  It’s a tie for the top in this year’s UK Music Video Awards shortlists with 6 nominations apiece for Harry Styles, and breakthrough US artist,...more

28 Sep 2023 | Press release

More winners announced for the Artist & Manager Awards 2023 in association with beatBread

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28 Sep 2023 | Press release

William Hsieh appointed Managing Director of Universal Music Taiwan

  Universal Music Greater China (UMGC), a division of Universal Music Group (UMG), the world leader in music-based entertainment, today announced the appointment of seasoned industry executive William Hsieh as Managing Director of Universal Music Taiwan, and Senior Vice President of UMGC, effective immediately. William Hsieh will...more

27 Sep 2023 | Press release

AIM Awards 2023: Hospital Records, Rough Bones, Caius Pawson & Resident Music Victorious

Avelino wins Best Independent Album in association with Spotify – takes to stage for 50 years of Hip Hop celebration supported by BBC 1Xtra RAYE and 070 Shakewin Best Track in association with Meta, Shygirl wins UK Independent Breakthrough Other winners include...more

27 Sep 2023 | Press release

Pablo Bowman Navarro wins 3 ASCAP London Music Awards including Songwriter Of The Year

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27 Sep 2023 | Press release

The BRIT Awards 2024

Confirmed to return in primetime Saturday evening slotSaturday 2nd MarchBroadcast live exclusively on ITV1 and ITVX Damian Christian continues to oversee as BRIT Committee Chair Mastercard, ITV and The O2 arena renew long-standing partnerships The BRIT Awards 2024 with Mastercard today confirms that next...more

27 Sep 2023 | Press release

Music tech company Audoo appoints Melanie Johnson as Chief Commercial Officer during continued international expansion

  The esteemed business development executive adds to Audoo's growing team of international industry experts. Joining Audoo's global expansion and mission to revolutionise public performance royalties for music creators, licensees and businesses worldwide. Audoo—the music technology company revolutionising public performance royalties—has appointed Melanie...more

27 Sep 2023 | Press release

The Police Officially Join TikTok

  Having originally formed in 1977, one of the most legendary groups of all time known for their infectious melodies and genre bending new wave sounds, The Police (@ThePolice) have officially joined TikTok. Celebrating the 40th anniversary of their groundbreaking album Synchronicity this year, the iconic...more

27 Sep 2023 | Press release

BMG acquires Jet's recordings catalogue

  BMG is pleased to announce it has acquired the recordings catalogue of multi-platinum and award-winning Australian rock band Jet. The deal with BMG includes Australian and New Zealand rights to the band's first two albums, Get Born and Shine On,and the global royalty stream...more

27 Sep 2023 | Press release

John Saunderson rejoins Notting Hill Music Group

The Notting Hill Music Group is delighted to announce the return of John Saunderson as Head of Creative Services. His portfolio will include writer, song and catalogue development, overseeing collaborations and songcamps all over the world and the identification and...more

27 Sep 2023 | Press release

Let Me Hear Your Data Talk: Spindl Revolutionizes Data Analysis for the Music Business

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26 Sep 2023 | Press release

Music Venue Trust calls on UK government to extend business rate relief for grassroots music venues

Venues Closing at Rate of More Than One a Week with 4000 Job Losses in Last 12 Months Music Venue Trust (MVT), the charity which represents almost 900 UK grassroots music venues (GMVs), has called on the UK Government to extend business...more

26 Sep 2023 | Press release

Music Mudder 2023 raises over £61,000 for Nordoff and Robbins Music Therapy

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26 Sep 2023 | Press release

BBC Radio 6 Music presents New Music Fix Live in Glasgow this November

Today on their New Music Fix Daily show on BBC Radio 6 Music (7-9pm), Tom Ravenscroft and Deb Grant announced New Music Fix Live – a four-day celebration of emerging artists and Glasgow's vibrant music scene, which will be broadcast...more

26 Sep 2023 | Press release

Stars to take to the stage to honour Gary Brooker

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25 Sep 2023 | Press release

Warner Music India expands partnership with Sky Digital India

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25 Sep 2023 | Press release

Dotun Bolaji joins Primary Talent International

  Primary Talent International’s Managing Partner and CEO Matt Bates today announces that Dotun Bolaji has joined the company as an agent, effective immediately. He will be based in the company’s London offices. Bolaji joins from Runway Artists. He brings a roster...more

25 Sep 2023 | Press release

Building an inclusive & equitable pipeline for Future Music Leaders: Jewel John announced as 6th Richard Antwi Scholar

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25 Sep 2023 | Press release

Stormzy to play 2024 Formula 1 British Grand Prix as Silverstone takes music offering to the next level

Rudimental and Pete Tong presents Ibiza Classics will also feature, with Thursday's Opening Concert acts still to be announced     Silverstone has today announced the first names on its star-studded music line up for the 2024 British Grand Prix. Having attracted record...more

24 Sep 2023 | Press release

Greatest Hits Radio launches new Premium station – Greatest Hits Grooves

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22 Sep 2023 | Press release

Abbey Road Studios announces the winners from the second Abbey Road Music Photography Awards

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21 Sep 2023 | Press release

ZEBRALUTION Restructures Management Team for Strategic Growth

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21 Sep 2023 | Press release

The inaugural Rolling Stone UK Awards

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21 Sep 2023 | Press release

Radio DJ Steve Lamacq appointed new LIVE Chair, and joins LIVE’s evolving Board

LIVE, the voice of the UK’s live music industry, has appointed live music advocate and Radio DJ Steve Lamacq as its new Chair. This comes as LIVE also welcomes its 16th member, Musicians’ Union (The MU), and appoints three new co-opted...more

21 Sep 2023 | Press release

Pieter van Rijn joins the Board of Directors at Downtown Music Holdings

Downtown Music Holdings today announced the appointment of Pieter van Rijn, President of the group’s business and professional services division, Downtown Music, to its Board of Directors. “When we first set out to transform Downtown Music, our B2B division, into a...more

20 Sep 2023 | Press release

Great Escape Announces First Fifty Live Shows


20 Sep 2023 | Press release

UK music-makers call for consent, respect and remuneration to be central to all music AI

  The Council Of Music Makers – representing UK songwriters, composers, artists, musicians, producers and music managers – has today published five fundamentals that should be fully embraced by technology companies and the music industry as they develop new music AI...more

20 Sep 2023 | Press release

The Record Club with Bowers & Wilkins unveils brand new look and celebrates launch across Spotify and TikTok

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28 Sep 2023

27 Sep 2023

  • Scott Cohen talks new song investment platform JKBX: ‘We feel very strongly that these are securities’ (see Features)

26 Sep 2023

  • Publishers hit back at X’s move to dismiss infringement lawsuit (see News)

  • Let’s reform streaming without a two-tier system (see Comment)

25 Sep 2023

  • Spotify’s long-awaited HiFi tier could finally be getting closer to launch (see Digital)

22 Sep 2023

  • Deezer raises subscription prices for the second time in 12 months (see Digital)

  • CMOs should license publishing rights for musical works as NFTs (see Opinion)

21 Sep 2023

  • The myth of fan power (see Opinion)

20 Sep 2023

  • Holding Apple accountable: The future of the internet economy depends on it (see Opinion)

  • Who wins and who loses under a user centric streaming model? (see Analysis)

19 Sep 2023

  • BMG goes direct on streaming after revenues triple (see Business)

  • BMI must either cut costs or raise revenue to grow profits - and songwriters are worried (see Features)

18 Sep 2023

  • Investment funds are now selling the rock songs they bought (see Comment)

  • Why Saudi Arabia will invest more in music (see Comment)

15 Sep 2023

  • Streaming services and retailers publish joint vision to drive entertainment market (see Reports)

  • IMPALA responds to Deezer and UMG’s proposal on streaming (see Comment)